RIA, MFO, virtual FO, embedded FO, single FO. The wrong choice costs hundreds of thousands a year — either in unused capacity or in capability gaps. Five minutes to a calibrated recommendation.
Family Office · Pick the level that fits
Same practitioner voice at every tier — from the free cost estimator to the 415-page reference.
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Honest numbers. We're calibrating which structures make economic sense at your scale.
Toggle anything that meaningfully describes your situation. More complexity pushes toward larger, more capable structures.
FO cost scales with people, not just dollars. A $200M single-household estate is simpler than a $200M four-household multi-generational arrangement.
Toggle the services that matter. Each toggle increases the recommended structure's capability — and cost.
Includes: vendor selection scorecards, hiring sequences, compensation benchmarks by AUM tier, technology stack recommendations, and a 90-day implementation roadmap for each structure.
Educational and informational purposes only. This calculator and any output it produces are intended solely for general educational and decision-support purposes. They do not constitute investment, tax, legal, accounting, appraisal, lending, insurance, or any other professional advice, and they do not create a fiduciary, attorney-client, accountant-client, or advisor-client relationship of any kind.
Estimates based on your inputs. All results are estimates derived from the data and assumptions you provide. Tax law, accounting standards, regulations, market conditions, and the specific facts of your situation can materially change the answer. The Baratelli Institute, its affiliates, and any co-branding professional make no warranty of accuracy, completeness, currency, or fitness for any particular purpose, and disclaim all liability for decisions made in reliance on the output.
Consult your own qualified professionals. Before acting on anything calculated here, consult your own attorney, CPA, financial advisor, appraiser, lender, or other qualified professional licensed in your jurisdiction who has reviewed your specific facts and applicable current law. The Baratelli Institute is a publisher of practitioner reference material. It is not a registered investment adviser, broker-dealer, law firm, accounting firm, appraisal firm, or lender.
Co-branded versions: If a professional advisor's name and contact information appear on this tool, that advisor has elected to make the tool available to clients as a courtesy. Inclusion of an advisor's name does not constitute the advisor's endorsement of any specific result, nor does it transfer professional responsibility for the underlying methodology to that advisor. The disclaimer above applies regardless of co-branding.