The single hardest question every special-needs family faces: how big does the SNT have to be today, so that after parents are gone, the child has support for their remaining life expectancy? This tool runs the present-value math on housing, medical-not-covered-by-Medicaid, recreation, supplies, and future independence supports — then shows the funding gap in dollars and percent, with three return-and-inflation scenarios side-by-side.
Start with the child's age and the lifetime horizon. Annual cost of care is the total amount needed each year above what Medicaid, SSI, schools, and other public-benefit programs already cover.
Two assumptions drive the result more than anything else. We compute three scenarios automatically using your Base inputs.
What’s already in place or coming, so we can show the funding gap honestly.
Estate Planning — Pick the level that fits
Same practitioner voice at every tier — from the free calcs to the flagship reference.
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Every one of these is a working calculator or reference — no signup, no gate.
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