BTHE BARATELLI INSTITUTE · Mentoring at Scale
THE FREE LIBRARY · FIVE CATEGORIES

Real practitioner work, given away.

Over 600 pages of free practitioner-grade guides — life-stage workbooks, the Creator's playbook, the Athletes' free editions, first chapters of every paid guide, every Brief, every Field Note. If you're not in the part of the library that fits, we'd rather you know than guess.

50+ free PDFs. No signup yet (email gate coming). Use the audience pills below to narrow the field, or scroll the five shelves.

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FEATURED · NEW

The Baratelli Foundations Series

Free references the flagships build on. 6 English + 1 Spanish Beta.

NEW SERIES
Free references the flagships build on — journal entries, accounting, corporate finance, financial statement analysis, inventory & COGS, QuickBooks setup, tax deductions. Now with IFRS editions of the Accounting and Financial Statement Analysis references for the global accounting community, plus the multi-language Cash Flow Schedule (IFRS, 7 languages), the Multi-Entity Consolidation Workbook (the cure for QuickBooks’ per-company subscriptions), and a Spanish Beta. From the first debit and credit through corporate finance vocabulary. Read straight through, or skim to the section you need.
English + IFRS + EspañolFREE
FounderUniversal OperatorCFO / ControllerBookkeeperIFRSEspañol
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FREE INITIATIVE · NEW

Every Child an Investor

Starting July 2026, millions of American children get an investment account at birth — the new Trump Accounts. The seed money is arriving; the missing half is someone to explain it. Free, plain-English, no signup.

NEW
What the new Trump Accounts are, the compounding that makes a $1,000 seed grow, and where to start — for parents and for the foundations and donors who want to seed accounts at scale.
Initiative hubFREE
ParentsRising-GenFunders
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One free guide, start to finish: what a Trump Account is, the compounding behind it, and the step-by-step to actually open one — who gets the free $1,000, and the two ways to open the account. By a CPA who has done it for a real family. About 20 minutes.
11 pagesFREE
ParentsRising-Gen
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For foundations, donors, and companies who want to seed accounts at scale — the mechanics, the impact math, and the literacy partnership that makes the gift land. Charitable contributions don’t count against the family’s annual cap.
PlaybookFREE
FundersFoundations
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FREE HUBS · SMALL-BUSINESS TRANSITIONS

Buying & Selling a Business

The biggest handover of business ownership in history is underway — roughly $10 trillion changing hands this decade. Two free, plain-English hubs: how to find, value, fund, and run diligence on a purchase, and how to get a business ready so it sells for what it’s worth.

The five questions every buyer must answer: where to find a business, what it’s worth, how to fund it, and the diligence that separates a great buy from an expensive mistake. Includes a free Buyer’s Starter Checklist.
Hub + 5 readsFREE
BuyersSearchDiligence
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When to sell, what it’s worth, how to raise the price over 12–24 months, and what the sale process actually looks like — from prep to close. Includes a free Seller’s Readiness Guide and checklist.
Hub + 4 readsFREE
SellersValuationExit
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FREE HUB · CAREERS & JOB SEARCH

Finding Your Work

A free, plain-English pillar for the job search and the career change — how to choose a field, reach the hidden job market that never gets posted, run informational interviews that actually open doors, and build the personal runway to make a move. Includes a free Job-Search Workbook.

The whole method in one place: circling the field that fits you, the hidden job market, informational interviews, changing careers, and the money bridge that funds the transition. Start anywhere, then download the free workbook.
Hub + 5 readsFREE
Job SearchCareer ChangeWorkbook
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The companion to the hub: the worksheets behind circling the field, mapping the hidden job market, scripting informational interviews, and sizing your money bridge — everything you need to run a real, organized search.
WorkbookFREE
WorksheetsJob Search
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FREE FOR TEACHERS · K–12 CLASSROOM

Money Smarts — the K–12 series

A complete, ready-to-print financial-literacy curriculum: 13 grade packets from Kindergarten through Grade 12. Each teaches through a real case and short cluster lessons, then worksheets, a capstone project (grades 6–12), and a teacher answer key with differentiation tips. Reviewed by two educator committees. Free to print and use.

Every grade packet in one place, organized into three bands (K–2, 3–5, 6–12), with the K–12 scope-and-sequence and print tips. Download any grade as a print-ready PDF.
13 grade packetsFREE
TeachersK–12Print-ready
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READING ROOM · PUBLIC DOMAIN

The Reading Room

The classics, in full and free — the public-domain texts on money, markets, and stewardship that still repay a careful read, each with a short note on why it matters and what to read it against. More titles are being added.

NEW
Carnegie’s argument that surplus wealth is a trust to be administered in one’s lifetime, not hoarded or left to heirs — “the man who dies thus rich dies disgraced.” The founding text of modern philanthropy, and a sharp companion to Wealth Psychology and the Family Office guide. Full essay, with a short framing note.
Full textFREE
StewardshipPhilanthropyLegacy
Read on site →
NEW
Father Abraham’s auction sermon: the original case for industry, frugality, and never giving another person power over your liberty by owing them money. The entire foundation of personal finance in a few pages — the perfect first read after your first real paycheck. Full text, with a framing note.
Full textFREE
ThriftDebtIndustry
Read on site →
NEW
The parable that taught a century of savers to “pay yourself first.” The Seven Cures for a Lean Purse and the Five Laws of Gold, in Clason’s Babylonian fable form — simple rules that still hold. Key passages on site, with a link to the full public-domain book.
Selected passagesFREE
SavingHabitsWealth-building
Read on site →
NEW
The thinly-veiled life of speculator Jesse Livermore, and still the most-quoted trading book ever written. On patience, crowds, and why “it was never my thinking that made the big money — it was always my sitting.” Selected passages on site, full book linked.
Selected passagesFREE
MarketsSpeculationDiscipline
Read on site →
NEW
The original anatomy of the bubble. Mackay’s account of the Mississippi Scheme — paper money, easy credit, and a nation gone mad — reads like every mania since. “Men, it has been well said, think in herds; they go mad in herds.” Selected passages on site, full book linked.
Selected passagesFREE
BubblesManiasMarkets
Read on site →
NEW
The book that coined “conspicuous consumption.” Veblen’s acid case that much of what we buy is about display and status, not need — and why the standard always recedes. The most honest thing ever written about why people overspend. Selected passages on site, full book linked.
Selected passagesFREE
StatusPsychologySpending
Read on site →
NEW
The private notebook of a Roman emperor, in the public-domain George Long translation. On the present moment, doing your work, and why “after-fame is oblivion.” Stoicism is the spine of every sound idea about money — want less, control what you can. Selected passages on site, full book linked.
Selected passagesFREE
StoicismTemperamentWealth Psychology
Read on site →
CATEGORY ONE

First-paycheck-to-real-money

Income that arrives in lumps and has to last.

NEW
Income that arrives in lumps from platforms that owe you nothing — how to turn a Stripe deposit into a household balance sheet, the LLC vs S-corp decision, the quarterly-tax mechanic, the year you stop being broke between launches.
43 pagesFREE
CreatorFounder
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NEW
The reading lists of Buffett, Munger, and Ackman — annotated with why each book matters and what order to read them in, with reader paths for different goals. These are the inputs; First Principles of Master Investing is the synthesis.
40 pagesFREE
Wealth-BuilderPractitioner
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The Athletes' Wealth Playbook adapted for the high-school athlete and the parent in the bleachers. NIL basics, what an LLC is, what 1099 means, why "the agent" is actually three different people.
27 pagesFREE
AthleteRising-Gen
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The first real NIL year — the deal, the LLC, the Schedule C vs Schedule E routing, the multi-state tax problem, the agent-vs-advisor distinction, the post-eligibility business.
28 pagesFREE
AthleteCreatorRising-Gen
Companion (free): Major NIL Deals & Valuations by Sport →
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For the people in the athlete's corner. The vocabulary, the warning signs, the questions to ask the agent, the difference between a financial advisor and a wealth manager.
17 pagesFREE
AthleteUniversal Operator
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The five-year-veteran's reset — the second contract, the post-career business, the trust structure that should have been built three years ago.
25 pagesFREE
AthleteUniversal Operator
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CATEGORY TWO

The operator's library

Strategic frameworks for the practitioner reader.

First chapters of the Private Equity reference guide. Fund formation, the LP raise, IC memo discipline, valuation methodology, portfolio operations — the parts a founder needs before the first capital call.
14 pagesFREE
FounderFO ClientUniversal Operator
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91 ready-to-use AI prompts — for CPAs, attorneys, advisors, family offices, and small businesses by industry (retail, restaurants, dental, real estate, trades, salons, logistics, e-commerce). Copy a prompt, swap the brackets for your specifics, and go. Includes a Start Here set and plain-English safety notes where it matters.
37 pagesFREE
Universal OperatorCPALawyer
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Try the free tool → AI Prompt Helper — pick a category, find your task, copy in one click.
110 pages, free in full. ABLE accounts, third-party SNTs, the layering decision, government-benefits preservation, the letter-of-intent samples, the team to assemble. Built with the parent and the planner sitting at the same table.
110 pagesFREE
FO ClientLawyerUniversal Operator
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CATEGORY THREE

Briefs and Field Notes

Specific cases, weekly.

Twelve recurring-issue Briefs (3-11 pages each) covering single-question deep-dives: athlete economics, NIL collectives, family-office formation, residency moves, the 1202 stack.
~50 pages totalFREE
FounderFO ClientUniversal Operator
Browse all issues →
Eleven Field Notes (3-5 pages each) on practitioner cases: §6166/§303/§2032A quiet estate tools, the 13-week cash forecast, the search-fund decade, the virtual family office at $30M, the §1202 stack to $50M tax-free.
~40 pages totalFREE
FO ClientFounderUniversal Operator
Browse all notes →
Single-asset deep-dive on the post-OBBBA tiered exclusion and the family-stacking mechanic that gets a founder to $50M of tax-free exit per qualified taxpayer.
3 pagesFREE
FounderFO ClientLawyer
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Why $30M is the new family-office formation threshold, what a "virtual" FO actually looks like, and the four-vendor stack that runs it.
4 pagesFREE
FO ClientUniversal Operator
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CATEGORY FOUR

Free previews of the paid guides

Read before you buy.

First chapter of the FO reference. The $30M threshold, the four-vendor virtual FO, the governance architecture, the rising-gen handoff.
18 pagesFREE PREVIEW
FO ClientFounder
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First chapter of the CFO reference. Three-statement model, 13-week cash forecast, audit trail, internal controls for the company below 100 employees.
16 pagesFREE PREVIEW
FounderUniversal Operator
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First chapter of the PE reference. Fund formation, LP raise, IC memo discipline, valuation methodology, portfolio operations.
20 pagesFREE PREVIEW
FounderFO Client
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First chapter of EPD. The post-OBBBA exemption reset, GRAT-IDGT-SLAT-ILIT-Dynasty decision tree, the state-overlay map.
17 pagesFREE PREVIEW
FO ClientLawyer
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First chapter of the Trust Admin reference. Trustee duties, distribution standards, the accounting requirement, the rising-gen beneficiary conversation.
21 pagesFREE PREVIEW
FO ClientLawyer
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First chapter of WP. Why money decisions break under stress, the three-account architecture, the spouse-conversation framework, the rising-gen money script.
12 pagesFREE PREVIEW
FO ClientUniversal Operator
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First chapter of LEP. Sell-now vs hold sequencing, tax structuring, charitable substitution, the residency change that gets paid for itself.
18 pagesFREE PREVIEW
FounderFO Client
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First chapter of the TA guide. Art, watches, wine, classic cars — the appraisal mechanic, the insurance gap, the estate-tax surprise.
17 pagesFREE PREVIEW
FO ClientUniversal Operator
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First chapter of the GST guide. The generation-skipping transfer tax, dynasty-trust mechanics, the inclusion-ratio math, the allocation strategy.
20 pagesFREE PREVIEW
FO ClientLawyer
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First chapter of the AI Integration reference. The CPA-law-FO-RIA tasking framework, the small-business adoption stack, the audit-readiness checklist.
18 pagesFREE PREVIEW
FounderUniversal Operator
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First chapter of the Tax reference. The post-OBBBA marginal-rate map, the QBI math, the §199A workaround, the state-residency optimization.
13 pagesFREE PREVIEW
FounderUniversal Operator
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First chapter of BBG. SBA-7(a), search-fund mechanics, seller-note structuring, the QoE that catches the working-capital trap.
20 pagesFREE PREVIEW
FounderUniversal Operator
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First chapter of BOP. The first 100 days as operator, the org chart that survives the founder's exit, the operating cadence that keeps the company solvent.
16 pagesFREE PREVIEW
FounderUniversal Operator
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First chapter of the AWP Pro edition. The career-window economics, NIL deal structure, the LLC stack, the second-act business.
19 pagesFREE PREVIEW
Athlete
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Notes on direct-PDF cards

The Founding Theses has been retired from the public site (moved to an internal folder) as of June 2026 — it is no longer linked or published. (The Creator's Money Playbook has a full listing page at guide-cmp.html.)

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