BARATELLIOne firm. One platform. Every market.
BARATELLIOne firm. One platform. Every market.
Bank statements, tax returns and payroll reports never travel by email. Clients and borrowers upload through a private link, each file is sealed on their own device before it leaves, and it is opened only inside Baratelli Bankable, the platform our firms work in.
Each client or borrower receives a private link that lists exactly the documents requested. Links expire, can be closed at any time, and are never listed in search engines. Nothing is sent as an email attachment.
Before a file leaves the phone or computer, it is encrypted with AES-256 using a fresh key for every file, and that key is locked with the firm’s public key.
The portal runs on Cloudflare’s network and stores only sealed files. Neither Cloudflare nor anyone at Baratelli can open a file on the server.
Files are opened only inside Baratelli Bankable, with the firm’s private key, and placed in the client’s file.
Once a file is collected into the books, it is deleted from the portal. Anything not collected is removed automatically after the link expires.
The portal records each link created, each upload, each collection and each closing, so there is a clear record of who sent what, and when.
Bank and card accounts connect through Plaid on the bank’s own sign-in page. The connection is read-only, and we never see a client’s bank password.
Live books are shared only with the people chosen for each client, showing only the sections chosen for them. Access can be removed at any time, and an access log is kept.
Mail from baratelliinstitute.com is authenticated with SPF and monitored with DMARC, which helps the firm’s mail reach inboxes and makes messages that only pretend to come from the firm easier to spot.
Documents signed through Baratelli Bankable carry a fingerprint of the exact document, so any later change to a signed document shows.
We are glad to walk your credit and compliance teams through how borrower files are requested, sealed, collected, stored and deleted, and to answer your vendor questionnaire. Baratelli Transaction Advisory, LLC is independent of the parties to every deal it reviews.
Philip A. Baratelli, CPA · 904.846.3011 · phil@baratelliinstitute.com