Same lessons. Every currency. Every country.
173 pages. The US edition’s architecture rebuilt so it travels. The intangibles framework, the compounding lessons, the Hidden Balance Sheet, the sales-and-rejection chapters apply universally. The tax-specific content (Roth, US-specific housing math) is replaced with the universal mechanism (tax-advantaged savings as it exists in the reader’s country; housing-creep math expressed as a ratio; currency-agnostic compounding tables). Built for the same student, anywhere.
Same readers as the US edition — parents, teachers, high-school students — outside the US. The compounding lessons are universal. The country-specific examples have been replaced with the underlying mechanism so the book travels: every currency, every country, the same compounding force, the same Hidden Balance Sheet.
14 chapters plus a companion workbook. Page counts approximate.
Same architecture as the US edition, currency-agnostic and country-agnostic.
Compound-interest drills using a generic currency unit. Housing-creep ratio (not US dollar amounts). Intangibles self-assessment.
This is the book the student in São Paulo, Mumbai, Lagos, Manila, Warsaw, or Riyadh reads — with the same Hidden Balance Sheet, the same Einstein bookend, and the same Ken Griffin sales sidebar. View the US edition →
Each tool runs in the browser and produces a personalized result the reader can print or PDF. They’re the same models taught in the guide — available free so the suite works whether the reader buys the book or not.
Want every guide always current + the Brief paid layer + Clarus + monthly office hours? See the Practitioner subscription ($649/yr Founding) →
Three free interactive tools at tools.baratelliinstitute.com to start before the textbook lands.
Drop your email and you'll be first in line when the guide ships. launch pricing locks once you're on the list — even if all 50 sell out before you check the launch email. We send the launch announcement, the sample chapter PDF (the Hidden Balance Sheet walk-through (international)), and nothing else.