BARATELLIOne firm. One platform. Every market.
One firm. One platform. Every market.
Baratelli Capital · Equipment financing

A second look when the bank says no, and a fair deal when it says yes.

Baratelli Capital is the financing arm of the Baratelli firms. We help business owners finance the equipment they need to grow: trucks, machines, kitchens, mowers, lifts and more. We prepare a complete file, compare offers from several equipment lenders, and show you the real rate and payment before you sign. We work in English and Spanish.

▶ A 70-second overview of how it works.

Start a request → or call 904.846.3011
How we are paid
No fees up front
The lender pays us when your financing funds.
  • You never pay us before closing
  • We never hold your money; the lender pays the seller directly
  • Every quote converted to a true interest rate, in writing
  • English or Spanish, from the first call to funding

Rent or own? Run your numbers.

Renting a machine for part of the year? See how many months of use it takes for owning to cost less. Free, in English or Spanish.

Run your numbers →
Who we help

Owners who run on equipment.

Contractors and trades

HVAC, plumbing, electrical, roofing, excavation and site work.

Trucking and logistics

Small fleets and established owner-operators.

Landscaping and tree services

Mowers, trucks, trailers, chippers and stump grinders.

Restaurants and food service

Kitchen lines, walk-in coolers, hoods and POS systems.

Auto repair and body shops

Lifts, alignment, paint booths and diagnostics.

Marine, manufacturing and more

Boat lifts, forklifts and CNC machines, and newer businesses with experienced owners.

What we finance

New, used, and what you already own.

How it works

Four steps from quote to delivery.

  1. Tell us what you’re buyingSend the quote or invoice and a few details about your business.
  2. We prepare your fileA complete, organized application, reviewed before it goes to any lender.
  3. Compare your offersWe bring back offers from the lenders that fit, with the real rate and monthly payment for each.
  4. The lender pays the sellerYou sign, take delivery, and the lender pays the vendor directly.
Why business owners work with us

No fees up front

The lender pays us when your financing funds. You never pay us before closing.

The real rate, in writing

We convert every quote to a true interest rate so you can compare fairly.

Honest answers

If a deal isn’t right for your business, we tell you, and we help you get ready for the next one.

Two languages

We work with you in English or Spanish, from the first call to funding.

For equipment dealers and banks

Send us the buyers your finance source or credit committee declined. There is no cost to you or your customer, and your customer stays yours. Call 904.846.3011.

Hablamos español

Financiamos camiones, maquinaria, cocinas, cortadoras de césped, elevadores y más. Sin cargos por adelantado: el prestamista nos paga cuando se fondea su financiamiento. Le mostramos la tasa real y el pago mensual antes de firmar. Llámenos al 904.846.3011.

Start a request

Tell us what you’re buying.

Call
904.846.3011
Email
phil@baratelliinstitute.com

Baratelli Capital
751 East Dorchester Drive
Saint Johns, Florida 32259

Renting equipment today? Try the Rent or own? calculator to see how many months of use it takes for owning to come out ahead. También en español.

Equipment financing request

A few details are enough to start. We will be in touch.

Financing is subject to lender approval; rates and terms are set by the lender. Business-purpose financing only. Baratelli Capital is not a lender and does not make credit decisions. © 2026 Baratelli Capital Mgt, LLC.