The Quality of Earnings Request List
The ten procedures behind a Baratelli quality of earnings, on a sample deal. 72 seconds.
Every document a QoE asks for, grouped by subject, with why it is needed and the chapter of The Quality of Earnings that explains the test. An owner who gathers it before a sale has done most of the first week of a QoE. Lenders and buyers use it to set expectations on day one.
Already have a quality of earnings the lender did not order? Baratelli Transaction Advisory, LLC reviews it for the lender: the add-backs retested, the cash proved to the bank, the revenue tied to the IRS transcripts, and a written answer for credit.
While you are here, see a sample quality of earnings report and the full sample packages.
Who prepares the QoE
Baratelli Transaction Advisory, LLC performs quality of earnings engagements for SBA 7(a) and conventional lenders and for buyers, on a fixed scope agreed before work begins. Call 904-846-3011 when a letter of intent is signed.