Money Reality — College Edition

Who this book is for

Written for the high-school student themselves; bought most often by a parent or a teacher. The voice is direct, the math is real, the examples are familiar (first job, first car, first apartment), and the lessons compound. International edition available for readers outside the US.

Table of contents

14 chapters plus a companion workbook. Page counts approximate.

What’s actually in the bundle

1. The ~210-page book (PDF)

Volume II of IV in the Money Reality series. Formatted for adult reader-friendly reading. No condescension. Real math, plain language. The "Hidden Balance Sheet" framework runs through every chapter.

2. The companion Excel workbook

Compound-interest drills, the 40-row housing-creep cascade table, real-return worksheets, the Roth contribution-vs-tax-savings math, an intangibles self-assessment.

3. International edition available

Same architecture, currency-agnostic and country-agnostic, for readers outside the US. The Roth-specific content is replaced with the universal mechanism (tax-advantaged savings as it exists in the reader’s country). View the HS edition (prior volume) → · View the HS International edition →

About the author

Run your own numbers. No signup.

Each tool runs in the browser and produces a personalized result the reader can print or PDF. They’re the same models taught in the guide — available free so the suite works whether the reader buys the book or not.