Net proceeds, capital-gains analysis (§121), mortgage payoff, move-up math, and recommendation. Fill in the eight numbers below; the report builds itself. Print or save as PDF and you're ready for the listing meeting.
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From sale price down to the wire transfer. Every dollar accounted for.
The federal $250K (single) / $500K (married filing jointly) exclusion on gain from a primary residence — the most valuable tax break most homeowners get.
The exact wire to the lender, with escrow refund and prepayment treatment.
Whether the cash from this sale supports the new home down payment, closing, and reserves.
The math points the discussion in a direction. Your licensed broker, attorney, and CPA convert it into an action plan. Bring this report to that meeting.
⌂ Equal Housing Opportunity. The Baratelli Institute supports the principles of the Federal Fair Housing Law and the Equal Credit Opportunity Act. Real estate professionals advertising or referencing this report are required to comply with the Fair Housing Act and applicable state real estate advertising regulations.
Educational tool — not advice. This is a decision-support tool. It is not a tax opinion, an offer to broker your home, or a market valuation. §121 exclusion outcomes depend on your full return and ownership/use facts — confirm with a CPA. Closing-cost estimates use state-typical assumptions; your actual closing statement will vary by title agent, attorney, lender, and county. Capital gains math assumes federal long-term rates with state add-on; AMT, NIIT, and SALT-cap interaction are not modeled.