Plain English Series · The Baratelli Institute

Insurance in Plain English

Home, auto, umbrella, life, and disability — plus how to cover the jewelry, art, and collector car a standard policy quietly leaves exposed.

The five insurance policies every household needs, translated. What each policy really covers, what it doesn’t, and the specialty riders that matter when your assets outgrow a standard policy.

What’s inside

The full arc — explained for the family, sidebars for the advisor

Every chapter uses plain language and ends with a fill-in worksheet so the reading becomes a plan by the time you finish.

Part 1

Home & auto: the base layer

“Am I actually covered?”

Part 2

Umbrella: the excess layer

“How much umbrella do I need?”

Part 3

Life: the family layer

“What kind of life insurance, and how much?”

Part 4

Disability: the income layer

“What happens if I can’t work?”

Insurance in Plain English

$49 Single-user license · PDF + worksheets
  • ~130 pages, plain-English throughout
  • Fill-in worksheet in every chapter
  • Advisor sidebars alongside family text
  • The whole arc, none of the jargon
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