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The Baratelli Institute · Mentoring at Scale · Athletes & NIL

A family office at nineteen.

The financial playbook for the short window when the money is enormous and the mistakes are permanent.

NIL created a generation of athletes who will graduate with a brand, an LLC, multi-state tax exposure, and a thirty-year horizon to build on — and most have never been handed a real financial playbook. An athlete is essentially a family office in their late teens and early twenties. This applies that discipline to the career window. Pick the edition that fits you — four of the five are free.

Free edition

College / NIL Edition

First real money from NIL — deal structure (Schedule C vs. E), reasonable comp, multi-state tax, NCAA compliance, and what to do before you sign anything.

Free edition

High-School Edition

The first NIL deals are reaching high school. The basics done right from the start — the hidden balance sheet, compounding, and not getting taken early.

Free edition

Coach & Parent Edition

For the adults advising the athlete — how to vet agents and advisors, ask the right questions, and protect a young earner without taking it over.

Free edition

Veteran / Second-Contract Edition

For the athlete past the first deal — the second contract, the post-career build, and converting a closing window into something that lasts.

The mindset

Wealth Psychology Guide

Sudden money at a young age changes identity and relationships. The behavioral work that decides whether the window becomes a foundation or a story.

An athlete's earning window is 3 to 15 years, and the decisions made inside it are nearly impossible to undo. The pros who keep their money treat those years like an institution running its capital — not a windfall to spend. That's the whole playbook.

For agents, NIL collectives, athlete CPAs & advisors

Your athletes need to understand the money before someone else decides it for them. Put your name on these free tools and give them decision support they'll actually use — the relationship stays yours.

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Free to try right now

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