✦ The Benefits Navigator  ·  from The Baratelli Institute
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VA Disability · Free Tool

Could you qualify for TDIU?

TDIU pays at the 100% rate when your service-connected conditions keep you from working — even if your combined rating is below 100%. Answer a few questions to see whether you may meet the schedular gate and the unemployability basis. Educational only.

Your ratings
Highest single service-connected rating
Your combined rating
Work
Do your service-connected conditions keep you from holding steady, full-time work?
Yes — I can’t maintain regular full work
Unsure
No — I can work full-time
Are you currently working?
Not working
Yes, but marginal (below the poverty line or a sheltered/accommodated job)
Yes, substantial full-time work
Screener result
Answer the questions →
TDIU can pay at the 100% rate even without a 100% rating.
The schedular gate is generally one condition at 60%+, or a combined 70%+ with at least one condition at 40%+.

Get free, accredited help — start here

You should never pay anyone simply to file an initial claim. A free, VA-accredited Veterans Service Officer (DAV, VFW, American Legion, or your county/state office) can prepare, file, and appeal for you at no cost. Verify any representative at VA.gov/ogc/apps/accreditation and find a county service officer through NACVSO.org.

Go deeper with the Playbook.

This free tool is a taste. The VA Disability Playbook walks the whole claim — service connection, the C&P exam, the rating math, appeals, TDIU and SMC, survivors, and where to get honest help. Get the free Start-Here primer and a launch notice.

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If you are in crisis, you are not alone. The Veterans Crisis Line is free, confidential, and available 24/7 — dial 988, then Press 1 (or text 838255).  This tool is educational only — not legal advice, not VA-accredited representation, and not affiliated with the U.S. Department of Veterans Affairs. VA rules, ratings, dollar amounts, and deadlines change and depend on your circumstances; confirm everything with the VA or an accredited representative before you act.
Educational references and tools — not legal, tax, accounting, or investment advice, and not a recommendation to buy or sell any security. Consult a qualified professional about your specific situation. © 2026 The Baratelli Institute.